Operating environment Huawei mobile phone HarmonyOS system os2 WeChat version number 8.0. 16 Ping An Health Edition 3.6 1.0.
1, e Life Long-term Medical Care 20-year renewal Long-term medical insurance is the biggest highlight of this product. It is a product with a long renewal period in the market and will not be refused insurance because of the deterioration of the insured's health. In addition, the renewal premium rate can be given preferential treatment according to the exercise and health status of the insured in the previous insurance period, up to 20%, and the total limit during the renewal period is higher. The total amount of long-term medical insurance for electronic life insurance is up to 8 million, including 8 million for general medical insurance and 8 million for specific diseases. Don't worry about the amount of insurance at all.
2, if a family (more than three people) at the same time insured electronic health insurance long-term medical insurance, can enjoy the family rate. The total premium is 95% of the total premium of each insured. It is more cost-effective for a family of three to insure together! Among the three products, the most widely insured is True Love Unlimited 2020. Anyone who meets the health notification before the age of 65 can be insured, and the more stringent is electronic health insurance long-term medical insurance. You can't be insured without insurance. He is over 55 years old. The maximum amount of compensation is exclusive to e-health 2020, the maximum amount of compensation for ordinary hospitalization is 3 million, the maximum amount of compensation for serious illness is 6 million, and the electronic health insurance is 2 million. As far as the amount of compensation is concerned, electronic health insurance and long-term medical insurance are average.
3. All of them provide green link services for medical treatment, but there are more value-added services to enjoy Yisheng 2020 and True Love Unlimited 2020, such as enjoying Yisheng expenses in advance and choosing specific overseas medical treatment. True Love Unlimited 2020 has specific past illness protection and optional specific past illness compensation increase. And life insurance has project management to realize barrier-free medical treatment and hospitalization for serious illness, making the protection safer. If the renewal period is long, Ping An E health insurance is better. If we pay attention to high compensation, it is more appropriate to enjoy E-Life 2020. The compensation for E-Life 2020 is not only high, but also comprehensive. There are also additional cancer-specific drugs, optional specific overseas medical services and other services. These comprehensive guarantees, coupled with such a high insurance coverage, are very suitable for friends who pay attention to high insurance coverage and wide coverage.
4. First, the quality guarantee is extended to 20 years. Once you get sick after the purchase, you can continue to buy after the claim, and you can continue to protect after the sale. For example, someone bought Ping An E health insurance at the age of 30. The first-year premium for long-term medical care is only 3 15 yuan. Five years later, he was admitted to hospital because of pneumonia, and all the expenses including imported drugs were * * *1.2000 yuan, but medical insurance could only guarantee 42000 yuan. At this time, the role of Ping An electronic medical insurance appears in long-term medical care. On the basis of medical insurance, after deducting the deductible 10000, he can still get another 68000. After three years, the fracture hospitalization is 6,543,800 yuan, and Ping An E medical insurance and long-term medical treatment (adjustable rate) can get 80,000 yuan compensation. After getting sick, Ping An E health insurance and long-term medical care can continue to make claims. An illness, a claim.