What does commercial health insurance include?

Medical insurance, sickness insurance, income security insurance, long-term care insurance.

1. Medical insurance: including general medical insurance, hospitalization medical insurance, surgical medical insurance, special disease medical insurance, etc. , mainly to protect the expenses incurred by the insured when receiving medical services.

2. Sickness insurance: insurance with the occurrence of diseases as the payment condition, including cancer insurance, stroke insurance and infectious disease insurance.

3. Income protection insurance: If income is interrupted or reduced due to accidental injury or illness, the insurance company will pay insurance money according to the insurance contract.

4. Long-term care insurance: When the insured can't take care of himself due to accidental injury, illness or other reasons and needs to receive long-term care services, the insurance company will pay the insurance money according to the insurance contract.