On September 30th, the website of Xingwen County Government in Yibin City, Sichuan Province published the Notice on Promoting the Stable and Healthy Development of the Real Estate Market, and put forward ten measures, such as issuing housing subsidies, adjusting the amount of provident fund loans, guiding the pre-sale price and reducing the down payment for housing purchases.
Payment of housing subsidies, up to 76,000 yuan.
The "Notice" shows that those who purchase new ordinary commercial housing within the urban planning area of Xingwen County and obtain deed tax payment certificate and real estate license will be given housing subsidies. Subsidies involve five standards, one to four, and buyers can choose one without accumulation; The fifth item can be calculated by superposition.
First, if you buy a house in the urban planning area of Xingwen County, you will be subsidized according to 200 yuan/square meter, and each set will not exceed 20,000 yuan.
Second, in Xingwen County urban planning area outside the county to move into the household registration personnel, according to the number of families moved into the classification of subsidies, moved into/kloc-0 per person according to 300 yuan/square meter subsidies, moved into 2 people according to 400 yuan/square meter subsidies, moved into 3 or more people according to 500 yuan/square meter subsidies, the maximum per household does not exceed 50,000 yuan. Those who enjoy the application for housing subsidies in the moved-in account shall not move out of the account within three years.
Three, in Xingwen County urban planning area of rural household registration personnel, according to the number of family transfer population classification subsidies. 1 person transfer is subsidized by 300 yuan /m2, people transfer is subsidized by 400 yuan /m2, and transfer of 3 or more people is subsidized by 500 yuan /m2, with a maximum of 50,000 yuan per household. Enjoy the transfer of accounts and apply for housing subsidies, and may not transfer accounts within three years.
4. Industrial workers who buy houses in the urban planning area of Xingwen County and are employed in the Economic Development Zone, who have paid social insurance for more than 6 months in a row, will be subsidized according to 300 yuan/square meter, with a maximum of 50,000 yuan per household.
Five, in the main city of Xingwen County, the purchase of real estate development enterprises to sell parking spaces, giving a subsidy of 3,000 yuan per household, the maximum subsidy of 6,000 yuan per household; On the basis of the existing subsidies, for families with three or more children who meet the policy, each family will receive an additional subsidy of 20,000 yuan.
According to the policy calculation, buyers who reach the subsidy standard of 50,000 yuan will receive a subsidy of 6,000 yuan for the purchase of parking spaces, and at the same time, for families with three or more children who meet the policy, buyers can receive a maximum subsidy of 76,000 yuan.
Reduce the down payment and increase the amount of provident fund loans.
The notice shows that Xingwen County will adjust the provident fund loan policy. If the loan applicant is a single employee or only one of the husband and wife pays the housing provident fund, the maximum loan amount will be adjusted from 300,000 yuan to 400,000 yuan; If both husband and wife of the loan applicant deposit the housing provident fund, the maximum loan amount will be adjusted from 500,000 yuan to 600,000 yuan.
In line with the national birth policy, the maximum loan amount of housing provident fund loans will be increased by 50 thousand yuan under the same conditions; For paid workers' families who have three children in line with the national birth policy, apply for housing provident fund loans in Xingwen County, and the maximum loan amount will increase by 654.38+10,000 yuan under the same conditions.
The document calls for the implementation of differentiated credit policies. All commercial banks should actively support the demand for rigid and improved housing, reduce the down payment ratio of personal housing commercial mortgage, reduce the down payment ratio of the first suite to 20%, and the down payment ratio of the second suite to 30%; Adjust the mortgage interest rate of commercial housing in a timely manner, give preferential interest rates to buyers, and enhance the vitality of the real estate consumer market.
The current price and the average down payment price of the same type of commercial housing fluctuate within the range of 15%.
For housing enterprises, Xingwen County proposed a number of support and normative measures. The document proposes to scientifically and reasonably guide the pre-sale declaration price. When handling the pre-sale permit and online signing for the record, the fluctuation range of the average price of pre-sale declaration and the average price of the first declaration should be within 15%.
Optimize the conditions of land circulation. For newly transferred land for development and construction, the bid bond shall be determined at 20% of the starting price, 50% of the land transfer price shall be paid within 3 months after the signing of the transfer contract, and the balance may be paid in installments according to the contract, and the payment period shall not exceed 6 months. Reasonably determine the auction starting price of development and construction land and the area of land to be sold, support the way of legally and legally selling small areas of land under the premise of conforming to the plan, and reduce the financial pressure of enterprises. For the parcel area of more than 50 mu, if the enterprise pays the price according to the land transfer contract and the enterprise has no breach of contract, it may apply for the registration of the right to use the parcel construction land.
According to the document, Xingwen County is allowed to pay the supporting fees for urban infrastructure by stages. Real estate development enterprises can apply to pay 50% of the supporting fees for urban infrastructure first when handling the construction permit of construction projects, and the rest must be paid before handling the first pre-sale permit for commercial housing of the project.