How about PICC Life Worry-Free Life 16 critical illness insurance?
1, the payment deadline has been set. The overpayment period of 202 1 is 30 years, which is already a good standard in the current market. It should be understood that the longer the payment period, the less the pressure on customers to pay each year, and the insurance company can bear the risk of inflation. Moreover, the longer the payment period, the more likely the customer will open the exemption clause, and if he gets moderate or mild illness halfway, he will be exempted from paying the premium afterwards. 2. Increase the protection for diseases in China. In 2020, there will be no guarantee for China's disease, and the guarantee for China's disease in 20021is a great progress. Moreover, it paid twice the number of Chinese medicine guarantees, and paid 50% of the insured amount each time, which happened to be the average line, which was also very good. 3. The proportion of minor illness compensation has been adjusted. Worry-free Life 2020 and 20021paid for minor ailments three times, of which Worry-free Life 2020 paid 20%/30%/50% of the insured amount successively, but only 20% for the first time, which was really a bit low. Worry-free life 202 1 30% of the insured amount for each payment. Under the new policy of major diseases, this compensation ratio is not harsh.