What are the payment conditions of PICC Kangfu critical illness insurance?

Critical illness insurance occupies a place in the insurance category, and the insured can not be ignored. Moreover, compared with other insurances, payout ratio with critical illness insurance and disease insurance are both critical illnesses. Users who have insured critical illness insurance have bought themselves a hidden payment. So, what are the payment conditions of health and critical illness insurance?

What are the payment conditions of health welfare critical illness insurance?

1 If you want to claim compensation, the insured must go to a second-class hospital for diagnosis, not a private hospital.

The insured must be diagnosed for the first time by a professional medical institution, and as long as it is diagnosed for the first time, it will meet the claim conditions.

If the disease occurs for the first time since the date of birth, and the disease directly leads to a serious illness that meets the contract, you can get compensation normally.

4 The first serious illness is not cancer, and cancer is diagnosed again after the interval of 1 year, and the basic guarantee of paying 100% is paid. In case of new onset, recurrence, metastasis or persistence after an interval of 3 years, 100% of the basic insurance premium shall be paid.

Generally speaking, health, welfare and critical illness insurance mainly include the above conditions. In addition, there are clear regulations on first onset, first diagnosis and first diagnosis. And the insured needs to read the claim rules carefully. It cannot be ignored that health and underwriting are really important to tell the truth. This insurance covers serious illness 100 diseases, and pays 10 years before 130%, otherwise 100% has a maximum coverage of 650,000, which is basically enough.