China Life whole life insurance consists of two clauses: China Life whole life insurance and China Life Additional Long-term Health Insurance. Compared with the same type of whole life insurance combination scheme in the market, it has four obvious advantages: First, it guarantees life. Customers only need to underwrite once to get lifelong health protection, and they will not be refused by insurance companies because of illness or age, and they are not worried that the premium will increase year by year with the increase of risks. Since paying the down payment, they have set up a lifelong "Medicaid account for hospitalization" in China Life Insurance.
Second, additional insurance provides four life-long guarantees of "hospitalization insurance+intensive care insurance+major surgery insurance+death insurance". After insurance, customers can enjoy the four guarantees of "hospitalization insurance+intensive care insurance+major surgery insurance+death insurance", which are comprehensive, with corresponding protection for general hospitalization, intensive care, major illness and death until the insured's accumulated insurance benefits reach the insured amount.
Third, claims are convenient and do not conflict with social security. Whole life insurance and China Life Care Life do not need to provide invoices for medical expenses when making claims, which will not affect customers' access to social security and other medical reimbursement that requires invoices. Not only do they not conflict, but they can complement each other. And the days of hospitalization without compensation are not deducted when making claims, so the guarantee is more comprehensive and humanized.
Fourth, the account insurance premium will be returned when it expires, and the savings will be healthy and the interests will be guaranteed. Different from the consumption nature of other health insurance, "Caring for Life" is a savings health insurance product. No matter whether the insured finally pays the hospitalization expenses, the amount of the "hospitalization Medicaid account" will eventually be returned to the insured or beneficiary. Is savings insurance good? I just sorted out the relevant contents, hoping to help you: the top ten best-selling consumer insurance, savings insurance and return insurance!
In addition, China Life Care Life whole life insurance is a whole life insurance portfolio plan developed by China Life Insurance Co., Ltd. and Cologne Reinsurance Company of Germany, among which Cologne Reinsurance Company of Germany is one of the top ten well-known reinsurance companies in the world. Two well-known brands in the insurance industry jointly launched a life insurance portfolio plan, which is naturally more trustworthy.
Brother Bao prompts: How about China Life's lifelong care of whole life insurance? China Life Insurance whole life insurance, as a life insurance portfolio scheme jointly launched by China Life Insurance and world-famous reinsurance brand enterprises, has the advantages of life-long protection, comprehensive health protection, simple claim settlement, and return of insurance money at expiration. Establishing a savings health insurance account for yourself is a kind of insurance recommended by individuals.