Will the return insurance really be refunded? What types are there?

If you know about insurance products, you should know that there is a kind of return insurance. Many people are interested in surrender when buying insurance, but would you like to know if surrender will really be refunded? Let's look at the relevant answers.

Will the return insurance really be refunded?

Return insurance will be returned in the end, but when and how to return it depends on the relevant terms of the insurance contract. The slogan of return insurance is "return to the original when you are ill", but within the same scope of protection, the price of return insurance is relatively much more expensive.

In addition, although there is a slogan of returning to the principal when buying the insurance, you will not return to the principal if you are out of danger within the agreed guarantee period. In other words, only the return insurance that does not go out of danger within the agreed guarantee period is the real return.

What kinds of return insurance are there?

1. Return-type health insurance: For example, return-type critical illness insurance, if the insured suffers from a serious illness within the validity period of the insurance contract, the insurance company will pay for it, and if there is no claim after the expiration, the insurance company will return the corresponding premium.

2. Return-type financial insurance: This kind of insurance is more suitable for people with perfect basic security and good economic conditions. Because its premium will be more expensive, everyone should pay special attention to the refund amount when buying.

3. Returned pension insurance: This kind of insurance usually has a guaranteed predetermined interest rate, and there will be additional return income, which is worth buying. When buying, everyone should be clear about the way and amount of return.

So the above is the answer to whether the return insurance will really return the goods, and I hope it will help everyone.