First of all, infants are younger than adults, have poor immunity and are vulnerable to diseases. If there is insurance, unfortunately, they also have the opportunity to get a sum of money to transfer the corresponding economic losses. Secondly, the physical condition of infants and young children is usually like a "blank sheet of paper", and there are few diseases such as hypertension, so it is very easy to be informed by health. Finally, the younger the age, the cheaper the premium.
To sum up, it is very necessary to provide insurance for babies. The types of insurance suitable for infants include critical illness insurance, accident insurance and medical insurance. The following seniors will give you a good explanation.
1, critical illness insurance and medical insurance
Both critical illness insurance and medical insurance can provide children with disease protection.
Among them, children's critical illness insurance mainly guarantees the protection of major diseases, mild and moderate diseases and children's specific diseases and rare diseases. The lawsuit can not only solve the problem of children's treatment expenses and recuperation expenses, but also compensate parents for the loss of income caused by taking care of their children. Senior sister also prepared a cost-effective list of critical illness insurance for parents. Remember to collect: the top ten most valuable critical illness insurance stocks.
Medical insurance can usually cover the places where medical insurance can't be guaranteed, thus serving as a powerful supplement to medical insurance. Sister Xue has compiled a list of millions of medical insurance for your reference: the latest list of millions of medical insurance is freshly released!
3. Accident insurance
It is very necessary to arrange an accident insurance for children, because in the process of exploring new things, the probability of accidental burns, falls and other accidents is also high. If there is the protection of accident insurance, there is still a chance to get corresponding compensation to make up for the expenses of children during their rehabilitation.
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