What is the main coverage of health insurance?

The main contents of health insurance coverage can be divided into two categories. One is to cover the loss of medical expenses caused by illness and childbirth, which is generally called medical insurance or medical expense insurance. Another kind of insurance covers loss of income caused by disability caused by illness or accident. If the insured is completely unable to work, his income loss is all; If you can't resume all your jobs and can only engage in jobs with lower income than your original job, then the loss of income is partial, and the amount of loss is the difference between the original income and the new income. This kind of health insurance is generally called disability income compensation insurance.