The following is the related introduction of this product for your inquiry.
Taiping Fulu Shuangzhi whole life insurance (Dividend Type) [No.2007]
Taiping Fulu Shuangzhi whole life insurance (dividend type) [Article 2007] is the latest whole life insurance of Taiping Life Insurance. Its main feature is to provide the insured with death insurance money or centenary birthday bonus, and to provide a happy life guarantee for the insured's family and relatives.
Taiping additional true love is paid to critical illness insurance in advance [Article 2007]
Taiping Additional True Love Pay Critical Illness Insurance in advance [Article 2007] is an additional insurance specially provided for Taiping Fulu Shuangxiang to whole life insurance (dividend-sharing type). Its main purpose is to provide a critical illness insurance for the insured on the basis of death insurance, so as to provide a safety guarantee for the health of the insured.
The combination of the above two kinds of insurance-Taiping Fulu Double-turn lifelong critical illness insurance (2007), the following is the introduction of this combination insurance:
A Brief Introduction of critical illness insurance (2007) of Taiping Life Insurance Fulu's Double Turn for Life.
(1) basic insurance amount and insurance amount
The initial value of the basic insurance amount of this contract shall be agreed upon by both parties, and shall be specified in the insurance policy or annotation.
If the insured is under four years old at the time of death, the insured amount is the amount specified in the following table: insurance age insurance amount (percentage of basic insurance amount)
Less than 1 year 20%
More than 65438 years old and less than 0 years old 40%
More than 2 years old and less than 3 years old 60%
Over 3 years old and under 4 years old 80%
(2) Insurance liability (protection of the insured)
1, death insurance
During the validity of this contract, if the insured dies, we will pay the death insurance money according to the insured amount of this contract, and the validity of this contract will be terminated.
2. Birthday gift
If the insured is still alive at 0: 00 on the anniversary of the first policy after reaching the age of 100, we will pay the birthday bonus according to the insured amount of this contract, and the effectiveness of this contract will be terminated.
3. critical illness insurance King
If the insured suffers from one or more serious diseases as defined in Article 14 of this Supplementary Contract for the first time 90 days after Taiping Supplementary True Love paid the critical illness insurance in advance [Article 2007], we will pay the critical illness insurance according to the insurance amount of this Supplementary Contract.
4. Insurance bonus
During the validity of this contract, on the anniversary of each policy, Taiping Life will pay dividends to this contract according to the determined dividend plan, which will be directly increased to the basic insurance amount of this contract, thus directly increasing the basic insurance amount of this contract.
(3) Types and definitions of major diseases
1. Malignant tumor
2. Acute myocardial infarction
3. Sequela of cerebral apoplexy
4 major organ transplantation or hematopoietic stem cell transplantation
5. Coronary artery bypass grafting
6. End-stage renal disease (or uremia stage of chronic renal failure)
7. Multiple limb loss
8. Acute or subacute severe hepatitis
9. benign brain tumor
10. decompensated stage of chronic liver failure
Encephalitis sequela or sequelae of meningitis.
12. Deep coma
13. Deafness in both ears-claim at the age of three
14. blindness-the claim will be filed at the age of three.
break down
16. heart valve surgery
17. Severe Alzheimer's disease
18. Severe craniocerebral injury
19. Severe Parkinson's disease
20. Severe third-degree burns
2 1. Severe primary pulmonary hypertension
22. Severe motor neuron disease
23. Loss of language ability-the claim will be filed at the age of three.
24. Severe aplastic anemia
25. Aortic surgery
26. Severe multiple sclerosis
27. HIV infection caused by professional relationship
28. Severe chronic respiratory failure
29. Severe coronary atherosclerotic heart disease
30. Polio
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.