On the occasion of "June 1st" International Children's Day, China Industrial and Commercial Bank officially issued "Baby Growth Card", which is a bank card product specially designed for children. The card takes the family as a unit, and adopts the combination form of "baby card+father love card+mother love card", in which the baby card is a dual-media smart card with "chip+magnetic stripe" of UnionPay standard, and the father love card and mother love card can choose smart card and credit card. The reporter saw that the card face design of this "baby growth card" adopted the cartoon image of the zodiac, which was novel, lively and full of childlike interest, and was a special gift for June 1.
According to reports, the "baby growth card" launched by ICBC this time is not only beautiful in appearance, but also has many innovations in function. First of all, this set of cards aims to accumulate children's growth funds. Parents can automatically transfer money to the baby card on a regular basis through the father's love card and the mother's love card, and children can also use the baby card as their own "piggy bank" to accumulate pocket money, lucky money, scholarships and so on. Enter the card, and the family can use the accumulated wealth as a child's growth fund. After working as an adult, children can automatically transfer funds to their parents' accounts on a regular basis through the quota set by the baby growth card, in order to repay the kindness of parenting. It is worth noting that ICBC has customized a special fee discount for the "baby growth card": when providing services such as growth fund accumulation and gratitude return, the settlement fee between the baby card and the father's love card and the mother's love card is exempted. Moreover, with this baby growth card, you can also get the value-added services provided by ICBC, for example, you can enjoy the exclusive children's education insurance product-"Taiping Happy Baby Comprehensive Financial Management Plan". On this basis, you can also enjoy the appointment of pediatricians at home and abroad, health messages and emergency rescue services, as well as personal accident insurance for children with the baby growth card. In addition, customers who apply for a baby growth card can also get a flash card with electronic photo album software, which can store and record photos and videos of their children's growth.
The insiders believe that at present, the society is paying more and more attention to the growth of children, and parents are paying more attention to the cultivation of children, which has led to a huge demand for financial services. ICBC emphasizes the mutual responsibility between parents and children through the account association among father's love card, mother's love card and baby card, which not only contributes to the accumulation of children's growth fund, but also helps to cultivate children's financial quotient, emotional intelligence and social responsibility.
The relevant person in charge of ICBC said that in recent years, the bank card business has developed rapidly and product innovation has been accelerating. By the end of April this year, the number of bank cards issued has exceeded 300 million, and the consumption has exceeded 620 billion yuan. The launch of "Baby Growth Card" reflects the development trend of individualization and combination of its retail banking products, aiming at providing comprehensive financial services for children's growth. At the same time, banks also hope to help parents better cultivate their children's awareness of saving, investment and financial management and gratitude and return by providing characteristic bank card products. ICBC will also launch customized personalized card faces, exclusive precious metal products, growth greeting cards and other supporting products and services for the baby growth card. Through parent-child viewing, children's painting contest and the compilation and publication of the series of "Baby Growth Card-My Road to Growth", the service content of the baby growth card will be continuously enriched, and more value-added services will be provided around children's needs in learning, life, education, medical care and health.
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