2. The specific amount of surrender can be clearly recorded in the "cash value table" of the insurance contract, and the customer can calculate it by himself.
3. Supplement: The cash value of long-term life insurance is relatively low, because products are generally designed according to the average life of 80 years, and some products are even designed according to the age of 100 years. That is to say, the insured must live to 80 years old or 100 years old (at present, the average life expectancy of China people is 78 years old, and in a few years, it may be 100 years old) in order to fully return the principal (excluding interest) of that year without loss. Of course, customers should not worry about not living to that age, because if not, the company will bear the insurance liability compensation for their death.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.