Regarding the details that patients with coronary heart disease need to pay attention to when purchasing insurance, this article also explains in detail: remember these five steps, so that you can get insurance smoothly despite illness!
Coronary heart disease generally refers to coronary atherosclerotic heart disease, which is a serious chronic disease. Among them, sudden death may cause the greatest risk factor, and about 1/3 patients suffer from coronary heart disease for the first time. In other words, if you already have coronary heart disease, it means that the probability of claims will become great in the future, so health insurance such as critical illness insurance and medical insurance may not be available.
That's why my senior has always suggested that everyone should configure insurance as soon as possible, be aware of insurance when they are still healthy, and then configure insurance when they are sick. Many products may have strict restrictions on this disease.
Regarding the related raiders of disease insurance, senior sister is also here to sort it out for everyone. Friends in need can take it themselves: Super Raiders: Can all kinds of diseases be insured? How to insure?
If patients with coronary heart disease want to be insured, senior sister should also remind everyone that the health problems mentioned by insurance companies must be truthfully informed during the insurance process.
If you conceal your illness in order to insure successfully, even if you are in danger, the insurance company has reason to refuse to pay compensation if it finds that you conceal your illness during the verification process.
So do we have any tips when making health notification? This article will tell you the answer:
What are the tips for health notification when applying for insurance?
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