? On the one hand, the elderly have a high risk of cancer. According to statistics, when people are over 50 years old, the incidence of cancer will increase significantly compared with young people because of the gradual decline of immunity and organ function. Take the previous cancer research data in Shanghai as an example. The incidence of cancer in 50-69 years old is 42%, that in 70 years old is 45%, and that of cancer patients under 50 years old is only 13%, which is an example given by oncology department. ?
? On the other hand, cancer treatment takes a long time and costs a lot. As we all know, cancer is a recognized "golden beast", and the cost of surgery, radiotherapy, chemotherapy and targeted drugs is tens of thousands. If you add the cost of proton therapy and imported specific drugs, the cost of treatment alone will reach hundreds of thousands or even millions. Moreover, the period of cancer treatment and rehabilitation is long, during which nursing and other hidden costs are equally expensive. It is unrealistic to rely only on basic medical insurance and family savings to support it. ?
? Finally, cancer medical insurance products cover a wide range of people. For the elderly who are over 50 years old and have health shortcomings such as hypertension and diabetes, it is difficult to insure general medical insurance and critical illness insurance, and it is also impossible to get health advice from insurance companies. Moreover, the premiums of these types of insurance will increase in a large proportion with the increase of age, and sometimes the insured amount will even be flat or even upside down. Cancer medical insurance products are relatively loose in health information, and the cost performance between premium and insured amount is also very high, which is very suitable for parents. ?
? Ping An Anti-Cancer Guard 2020 is a comprehensive anti-cancer insurance product, which relaxes the age limit and health notification, and can be insured within 70 years of age; The underwriting conditions are relaxed, and the elderly and customers with chronic diseases can purchase them if they meet the health notification; The insurance liability is expanded, and the proton heavy ion liability is 6.5438+0 million, so that the cancer cure rate is improved and the side effects are small. Buying special anticancer drugs can guarantee 6.5438+0.5 million special anticancer drugs.