1. National annuity:
This is required by Japanese nationals over the age of 20 to under the age of 60, also known as the basic annuity. The payment of the national annuity has nothing to do with income, and the whole of Japan is unified. Every year, Japanese government departments make small adjustments to the payment cost of national annuity according to national income and consumption power. Foreigners living in Japan should also participate in the national pension.
2. Health and welfare annuities:
It refers to the annuity system that employees working in private enterprises, factories, shops and companies in Japan join, and it is a public social insurance system specially set up for employees of Japanese enterprises. Foreign employees working in Japan also enjoy the social insurance system. Japan requires enterprises and individual operators with more than five employees to increase a generous pension. So basically all friends who work in Japan can participate in this commercial insurance. Japan also stipulates that those who join the welfare pension will also join the national pension. Therefore, our friends who go to work in Japan can enjoy two social insurance systems in terms of annuity system.
3. Overall annuity:
Japanese civil servants have to pay an annuity, and it seems that everyone who works in Japan can't participate. Japan's annuity system basically covers the entire population of Japan, and is not limited to Japanese nationals. Therefore, it is often said that "all people have commercial insurance and all people have annuities" in Japan.
Second, employment insurance Japan's employment insurance is a public social insurance system established for the purpose of dismissing employees, preventing employees from being dismissed and improving employment standards. Japan's commercial insurance is somewhat similar to domestic unemployment insurance, and it is a very practical insurance. According to Japanese law, as long as Japanese companies employ more than one employee, they must provide commercial insurance for their employees. Therefore, engaging in commercial insurance can be regarded as the insurance that every enterprise in Japan must pay.
Third, medical care and national health insurance Japan's medical insurance is not compulsory. Even if the enterprise has medical insurance, everyone who works in Japan can choose not to pay the premium. But if friends choose not to pay medical insurance, they will be forced to pay Japanese national health insurance. Japanese government departments require foreigners who have stayed in Japan for more than three months to complete the formalities of joining the national health insurance within 14 days of their arrival in Japan. As we all know, medical care in Japan is actually very expensive, so universal health insurance in Japan is particularly important. Health insurance in most countries can reimburse about 70% of medical expenses.
Four. Industrial Injury Insurance Some industrial injury insurance in Japan is equivalent to domestic industrial injury insurance. Commercial insurance for industrial accidents Commercial insurance that gives compensation to employees or their relatives when employees suffer industrial accidents. In Japan, not all enterprises in all industries have to pay industrial accident insurance for their employees.
In addition to the above-mentioned public commercial insurance, some enterprises will also provide employees with transportation expenses, housing subsidies, skills subsidies and other benefits when working in Japan. Also, in Japan, most companies will give bonuses twice a year!