With the foreigner registration card, you are a legal citizen of Japan and need to abide by Japanese laws. Japanese law hopes that everyone should apply for national health insurance. Everyone in Japan should do this, but it is not mandatory. It's best to do it, because seeing a doctor in Japan is very expensive. After joining the insurance, the Japanese government will pay 70% of the consulting fee. If not, you need to pay in full. International students who have no income can enjoy one-year insurance if they pay 1500 yen a month and 10 a year. The application only needs to fill in the form, and the foreigner's login card and seal are required. 14 days or so, received the national health guarantee. Insurance premium varies with income. If the annual income exceeds 654.38+0 million, even if there is income, the monthly insurance amount will appreciate by 5 thousand. The insurance premium can be paid once a month or in one lump sum. The insurance certificate is valid for one year, and a new insurance certificate and reminder will be collected before the end of this year.
3. Handle a bank account. Because of paying tuition, rent and part-time income, most of them are solved by bank transfer and remittance. ATM in Japan is very developed, which can handle all kinds of business (deposit, withdrawal, transfer, remittance, etc. ). There is no handling charge for daytime use. After 6 pm, ATMs of other banks and other financial institutions will charge a handling fee of 100 yen. However, the handling fee for manual service at the counter is always 3 15 yen.
Therefore, if you want to do business at ATM, you must open an account (seat) when applying and go to the bank, credit cooperative or post office savings office to do it. You need to bring a foreigner registration card and seal. After processing, you can wait for the passbook immediately and get the cash savings card after 7 days. You only need a savings card to deposit and withdraw money and transfer money, and use a passbook when you go to the counter.
It is recommended to apply for a post office account. Because there are post offices and ATMs everywhere in Japan, which can be used 24 hours a day and free at night.
In Japan, you can open many accounts (different financial institutions) without spending money. If it is a bank, it is recommended to apply for Sumitomo Mitsui, Tokyo UFJ and みずほ, the three largest banks in Japan. If they go bankrupt, Japan will be finished. The local small bank credit vault may go bankrupt.