There is no conflict between universal health insurance and combined treatment. They are two different insurance systems, aiming at different medical needs and coverage. National health insurance is the basic medical insurance covering all residents, aiming at providing reimbursement and guarantee for basic medical expenses. Combination therapy is a kind of supplementary medical insurance, which can pay extra expenses that cannot be reimbursed by health insurance in some countries, such as high medical expenses and special disease treatment. Therefore, there is a difference between universal medical insurance and joint medical care in the scope of reimbursement and the object of protection, and there is no conflict.