What are the guarantees for people's medical care, well-being and critical illness insurance?

Critical illness insurance has always been a situation that everyone wants to insure, but there are many ways to consider. When users choose insurance products, most of them will consider the coverage content, premium and claim conditions. Among them, the payment period of PICC Kangfu critical illness insurance is 20 years by month and 30 years by month, so the insurance choice is flexible and free.

1 One-time payment will cover 100 diseases, and pay 130% in the first 10 year, otherwise it will cover 100%, with a maximum guarantee of 650,000, which is basically enough.

2 Mild illness protection includes providing 40 kinds of disease protection, paying 3 times without grouping, 30% each time, without interval. Compared with other insurance products, the proportion of compensation is average.

There are two ways to choose death insurance: to return the premium or to pay the death insurance premium, that is to say, to pay the death insurance premium according to the actual premium paid by the insured.

As long as the insured is diagnosed as a mild disease as agreed in the contract, the subsequent premium will be exempted from payment from the time the disease is diagnosed. If the insured can't take care of himself in daily life due to accidental injury, the insurance company will pay an extra 100% of the basic insurance amount as accidental high disability care insurance.

Generally speaking, the health and welfare critical illness insurance has the rights and interests of the insured, such as critical illness protection, minor illness protection, death protection, exemption and so on. In addition, users who have purchased this insurance can also add insurance money for accidental high disability care. If the insured still exists after the expiration of the contract, and the additional accident high disability care insurance contract is still valid.