Features of the plan: critical illness/medical treatment, comprehensive consideration: it not only covers 22 major diseases common to children and adults, but also provides critical illness protection up to 25 years old, up to twice the basic protection amount. At the same time, accidental outpatient service, hospitalization, operation expenses, etc. are not divided into items, and they are paid in proportion for unlimited times every year.
Special diseases, extra payment: for children with increased incidence of leukemia, extra payment is 30% of the basic insurance amount, and the total insurance amount is as high as 230%.
Be healthy and worry-free, and return it at maturity: when the child reaches the age of 25, pay 1 times the basic insurance amount, which can be used as study abroad fund or venture capital. Premium exemption, care and care: During the payment period, the insured parents can enjoy the protection of death, total disability and 30 major diseases at the same time, so that care and care will never be interrupted.
Example of the plan: Little Angel Kangkang, a boy who has just turned 6 months old, is insured by his father (30 years old) for the Taiping "Worry-free Angel" Guardian Star Health Protection Plan. As long as you pay the annual premium of 3 146 yuan, Kangkang can enjoy up to five kinds of care: heavy care.
Major disease protection: Before the age of 25, Kangkang enjoyed 22 major diseases protection of 65,438+10,000 yuan, and children's leukemia protection of 1 1.5 million yuan.
Maturity payment: Kangkang can receive a generous one-time payment for studying abroad or starting a business at the age of 25: (high) 75,000 yuan; (middle) 63,000 yuan; (Low) 54,000 yuan.
Personal protection (accident liability 1 year, which can be renewed): */kloc-If he dies before the age of 0/8, at least all the premiums paid will be returned, and if he dies unexpectedly, he will pay 50,000 yuan of accident insurance money.
* 18 years old died unfortunately, and paid 10000 yuan death insurance premium+accumulated bonus, and paid 50000 yuan accident insurance premium for accidental death.
* If you are unfortunately disabled or burned, you can get a maximum of 50,000 yuan in insurance. Medical insurance (1 year, renewable): * accidental hospitalization and emergency insurance premium: 5000 yuan/time.
* Compensation for hospitalization expenses: 1000 yuan/time.
* Compensation for operation expenses (including outpatient operation): 1000 yuan/time.
* Hospitalization allowance: 10 yuan/day, maximum 180 days/time.
* Intensive care allowance: 10 yuan/day, with a maximum of 180 days/time. Exemption guarantee: during the payment period, if Kangkang's father dies unfortunately or is completely disabled, or suffers from one of the 30 major diseases agreed in the contract, the subsequent premium will be exempted immediately, while the child protection will remain unchanged (except for one-year protection).
The Company declares that the above-mentioned benefit demonstration is based on the actuarial assumption of the Company, which does not represent the historical operating performance of the Company, nor can it be understood as the expectation for the future, and the dividend distribution is uncertain. The final bonus will be collected in one lump sum at the end of the policy. Taiping Sunshine Angel Children's Pension Security (Dividend Type) 2007 is a product that increases dividend insurance, and the dividend is uncertain. Its annual dividend is realized by increasing the insured amount, and the final dividend can be received at the end of the period. The insurance portfolio of this plan: Taiping Sunshine Angel Dividend Pension Security (Dividend Type) 2007+ Taiping Additional Sunshine Angel Children's Major Diseases 2007+ Taiping IPA Children's Plan.
This information is only used to understand the product, which is subject to the terms and insurance contract.