First, the overall pattern of Internet health insurance
Internet health insurance is based on the Internet and provides consumers with health insurance suitable for the characteristics of Internet insurance. It completes a series of insurance services such as insurance, underwriting, compensation and claim settlement through online sales.
The business models of Internet insurance in the market mainly include self-built official website by insurance companies, independent e-commerce platforms, full-time and part-time network agents and professional Internet insurance companies. The above four modes constitute the overall pattern of Internet insurance. In other words, the Internet health insurance products that people buy through the Internet basically come from these four channels. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
1. Insurance companies build their own official website: the product system is rich, the operation service system is perfect, and the products sold are basically the same as offline.
2. Third-party e-commerce platform: independent of both parties to the transaction, with a large number of visitors and diverse products.
3. Internet insurance agent: a collection of various products, a wide variety, one-stop purchase.
4. Professional Internet insurance companies: customer-oriented, with fast product iteration and rich technical means.
Second, the characteristics of Internet health insurance
1, convenient
Internet is an open and free online communication platform, which can get rid of the time and place restrictions, be more convenient, and meet the needs of consumers to the greatest extent, because compared with traditional personnel promotion, Internet health insurance can let people know the products through independent understanding, comparison and selection, so as to choose the health insurance products that are most suitable for them.
2. Economy
The economy here is aimed at internet insurance companies and consumers. Internet companies can save operating costs, thus reducing medical insurance rates and making consumers profit. This high cost performance is often easy to impress consumers.
Step 3 be timely
Through the Internet, 24-hour service can be realized, which improves the sales efficiency, reduces the time for health insurance application, underwriting, payment and claim settlement, and is more in line with the life rhythm of people in first-and second-tier cities.
4. Flexibility
Internet health insurance is fast and flexible, and most Internet health insurance does not guarantee renewal terms. This flexible feature may make you unable to renew your insurance, so you must choose carefully.
5, intelligent
Internet health insurance can often use big data to accurately analyze market trends and tap users' needs and preferences, so as to make personalized recommendations and further enhance the user experience.
Internet health insurance makes it easy for everyone to understand insurance products and understand the pattern and characteristics of Internet health insurance. You can get insurance in a few minutes on your way to and from work!