What does Beijing Pratt & Whitney Health Insurance cover?
1. The responsibility within medical insurance (including self-payment 1 and self-payment 2) guarantees outpatient service and hospitalization, 80% is reimbursed by healthy people, and 40% is reimbursed by people with specific past diseases, among which, the deductible line of medical insurance for urban workers is 39,500, the deductible line of medical insurance for urban and rural residents is 30,400, and the annual coverage is 6,543,800+.
2. Out-of-pocket medical insurance only guarantees hospitalization, with 70% reimbursement for healthy people, 35% reimbursement for patients with specific past diseases, 20,000 deductibles for healthy people and 40,000 deductibles for patients with specific past diseases, with an annual coverage of 654.38+00,000.
3. Medical expenses for specific drugs *** 100 kinds of drugs, 25 kinds of domestic common anticancer and local drugs (for about 17 kinds of cancer) and 75 kinds of international drugs (for about 30 kinds of major diseases) need to be purchased from Boao Lecheng International Medical Institution in Hainan Free Trade Port. 60% of healthy people, 30% of people with specific past history, 20,000 healthy people, 40,000 people with specific past history, and the annual guarantee is 6.5438+00,000 (500,000 domestic special drugs and 500,000 foreign special drugs). Designated medical institutions for special drugs in China: designated medical institutions for medical insurance in China. Among them, Beijing 19 designated pharmacies can provide services such as direct payment of drugs and door-to-door delivery.
4. Value-added services
Service period: from the end of insurance to February 3, 2022 1, starting from this year1,a * * * is 15 months. Service Description: It includes 5 follow-up consultations or home care services, and the service personnel are nurse trainees. Among them, the follow-up service of each comment does not exceed 4 hours. At most, five services can be selected from 25 services (single service list) for each home care, but the duration of each home care service does not exceed 2 hours, and the service provider provides all the consumables needed for care.
Beijing Pratt & Whitney Health Insurance Purchase Suggestion?
Who is not suitable to buy Beijing Pratt & Whitney Health Insurance?
First, those who are in good health and eligible to buy commercial insurance, such as millions of medical care, can be reimbursed 100% regardless of social security or self-funded drugs, with a higher reimbursement rate and lower deductible. In terms of value-added services, there are services such as medical care first and green link for serious illness, and the overall protection is more comprehensive. For example, a 30-year-old young man can buy a long-term medical product with a 20-year guarantee renewal for only 282 yuan a year. In the long run, we must "occupy the pit" in advance.
Second, people who pursue quality medical care need to go to public hospitals/special needs departments/private hospitals/overseas for medical treatment, and Health Beijing Pratt & Whitney Insurance is not applicable.