In order to facilitate the comparison, we have counted the latest ranking of critical illness insurance, and the best critical illness insurance in China is here. Quick stamp → "Heavy! The new definition of serious illness ranking is announced! The first place turned out to be it.
Taikang Life Insurance's Critical Illness Insurance Product Recommendation:
(1) Taikang is totally healthy.
Insurance age: 0-60 years old
Insurance period: life.
Product features: rich diseases are guaranteed, including 120 serious diseases and 60 mild diseases, exceeding the market record. Mild symptoms are not grouped and there is no interval. Pay 5 times, 30% each time, and you can pay 1.5 times the insured amount. The cash value of the policy can be converted into pension annuity, which supplements the pension needs of the insured and is a very humanized design. The higher the cash value, the older you get, the higher the cash value, which means the more money you can get when you convert it into an annuity.
Suitable crowd: healthy people who meet the age requirements.
(2) Taikang Hui health
Insurance age: 0-45 years old
Insurance period: life.
Product features:
1, wide coverage: seven guarantees
Taikang Hui health critical illness insurance includes seven aspects: minor illness protection, minor illness exemption, serious illness protection, specific illness protection, high disability protection, terminal illness protection and death protection. It can be said that the scope of protection is comprehensive, covering most of the possibilities and ensuring the basic needs of the insured.
2. There are many types of protection: various diseases.
Taikang Hui Health Critical Illness Insurance provides the insured with 60 kinds of mild illness protection, 120 kinds of critical illness protection and 2 kinds of specific disease protection (major organ transplantation or hematopoietic stem cell transplantation). Among them, critical illness insurance is the most important, and 120 kinds of critical illness insurance can be imagined, covering almost all common major diseases.
Suitable crowd: healthy people who meet the age requirements.
If you don't know what kind of critical illness insurance products to buy, you can consult the baby. Minbaobao is a third-party insurance consulting platform, which intelligently matches sales consultants according to users' needs, and the platform housekeeper provides one-on-one full service before and after insurance.