Buying China Life Insurance 100 in kindergarten is called Xue Ping Insurance.
Xue Ping Insurance, the full name of student safety accident insurance, is specially designed for students at school, which can provide children with multiple guarantees including accidental injury, accidental injury medical treatment and hospitalization medical treatment. The purpose of Xue Ping insurance is to ensure the safety and health of students during their school days, maintain social stability and reduce the financial burden of parents and schools who encounter unexpected risks.
In addition, the insured is insured by Xue Ping Insurance. Based on the principle of voluntariness, the insured can decide whether to insure and which life insurance company to insure voluntarily. However, it should be noted that the specific contents of different insurance companies in different regions are also different, which needs to be understood clearly before purchase.
Extended data:
Xue Ping insurance insurance mode:
Xue Ping insurance is very popular with parents because of its low price. Only parents or guardians can become the insured of Xue Ping Insurance. As the insured, parents can take out Xue Ping insurance for their children in the following ways:
1, purchased directly at the counters of various business outlets of insurance companies;
2. Buy from an insurance agent and enjoy one-on-one insurance service;
3. Call the customer service hotline of each insurance company, and the insurance company will provide on-site service;
4. Log on to the insurance company's website or the online insurance platform of related majors for online insurance.
After the insured purchases Xue Ping insurance, when applying for claim settlement, the insurance company will generally give a notice of closing the case within 7 days after all the documents are complete. After receiving the notice, the parents of the students can claim compensation from the insurance company with their ID cards, or directly deposit it into the account of the insured.
Baidu Encyclopedia-Xue Ping Insurance
What does the kindergarten 100 yuan Xue Ping insurance cover?
Kindergarten 100 yuan Xue Ping insurance mainly covers accidental injury insurance or accidental injury insurance, which leads to disability within 180 days from the date of accidental injury. Xue Ping insurance mainly includes death insurance and disability insurance. Children can apply for claims as long as they are not exempted from limited liability.
1, death insurance. If the insured dies of accident or illness due to accidental injury insurance, the company will pay the insurance money according to the agreed insurance amount.
2. Disability insurance. If the insured suffers from an accidental injury insurance accident and becomes disabled within 180 days from the date of the accidental injury, the company shall pay the insurance money according to the proportion specified in the Table of Disability Degree and Payment Proportion attached to this contract and multiplied by the agreed insurance amount.
3. Reimbursement of hospitalization medical subsidies. If a child is hospitalized due to illness, he can apply for compensation as long as it is not exempted from limited liability.
Extended data:
Insurance liability:
1, death guarantee.
According to the national regulations, if the insured dies due to an accident or illness, the insurance company will pay the insurance money according to the agreed insurance amount. But in case the insured dies unexpectedly, the insurance company will pay 10000 yuan.
2. accidental disability protection.
If the insured suffers from an accidental injury insurance accident and causes disability within 180 days from the date of the accidental injury, the insurance company shall pay the insurance premium according to the proportion specified in the Table of Disability Degree and Payment Proportion attached to this contract and multiplied by the agreed insurance amount.
3. Accident medical insurance.
Insurance companies pay different medical compensation for accidental injuries. They will provide daily medical subsidies mainly according to the terms of their insurance products, but at most they will not exceed a limit.
Baidu Encyclopedia-Xue Ping Insurance
What items are covered by 100 yuan kindergarten insurance?
Kindergarten 100 yuan insurance generally includes the following items:
1. Accidental death/disability: accidental death/disability;
2. Accidental medical treatment: going to the clinic or hospital due to bumps, cat scratches or dog bites is usually limited, generally limited to the use of drugs in social security;
3. Hospitalization allowance: Hospitalization allowance is generally free of compensation for 3 days, usually referring to accidents, so pay attention to the scope of protection;
4, major diseases: this is relatively small, some insurance has compensation for children's serious illness, and some do not;
5, liability insurance: due compensation for losses caused to other people or things due to naughty children.
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