1. Very high incidence (67.55%)
Malignant tumor (leukemia, brain cancer, other malignant tumors)
Severe hand, foot and mouth disease
Benign brain tumor
Second, it is generally high (1.7%~3%).
deep coma
Severe aplastic anemia
become deaf in both ears
Emotion is completely out of control
Severe muscular dystrophy
Severe Kawasaki disease
Third, rare diseases.
Except those mentioned above, others are classified as rare and serious diseases in children.
Such as severe epilepsy, brain injury, SMA, etc.
When configuring children's critical illness insurance, we need to pay special attention to whether it includes the protection of the above diseases, especially the specific critical illness of high-risk children.
However, there are also some children's critical illness insurance on the market. The extra responsibility of specific diseases includes some diseases that are not high in children, but they are filled with geriatric diseases. For example:
Necrotizing fasciitis
Severe chronic constrictive pericarditis
Severe myelodysplastic syndrome
Primary myelofibrosis
Pulmonary lymphangioma
Severe rheumatoid arthritis
Progressive rubella panencephalitis
Therefore, when we configure adequate protection for children, we should not only pay attention to the above contents, but also match the product portfolio according to the comprehensiveness and particularity of the protection. At this time, we will also consider the flexibility of responsibility selection.
If you plan to make life-long products for seriously ill children, you should not only pay attention to children's diseases, but also consider whether to include the diseases with high incidence among adults, so as to effectively resist the health risks of children from childhood to old age.
For more questions about children's critical illness insurance, please search for dad insurance for consultation!