1, different security responsibilities: health privilege D is 500,000 for general medical care, and serious illness 1 10,000; Health promotion is 500,000 yuan for non-specific diseases and 6,543.8+0,000 yuan for special diseases, with a maximum guarantee of 6 million yuan during the renewal period. There are some differences in the quotas of the two products; 2. The renewal terms are different: (1) Taikang Health Privilege D has been audited two years ago; (2) The health stability of the renewal insurance is very good, and the renewal insurance lasts for 20 years; 3. Different prices: the rate of Jianxuan 1 Plan II is lower than that of Jianxiang D.
Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.