What does the insurance say you can't buy insurance if you have hepatitis?

Hepatitis is actually inflammation of the liver, which usually refers to a series of uncomfortable symptoms and abnormal liver function indexes caused by various pathogenic factors, such as viruses, bacteria, parasites, chemical poisons, drugs, alcohol and autoimmune factors. If hepatitis patients do not meet the relevant requirements of product health notification, then the product cannot be insured.

Before the formal introduction, Senior Sister presented a super practical strategy for insuring against illness to her friends: Remember these five steps, so that you can insure against illness smoothly!

Generally speaking, patients with chronic active hepatitis, hepatitis B, hepatitis C, severe hepatitis and other symptoms cannot successfully apply for critical illness insurance and medical insurance. If the symptoms are mild, such as hepatitis A and hepatitis E, and the patients have recovered after treatment, they still have a chance to apply for insurance successfully.

In addition, some types of insurance with low health requirements, such as accident insurance and annuity insurance, usually do not involve health notification, so hepatitis patients also have the opportunity to successfully insure. Generally speaking, which products can be insured by hepatitis patients, but also combined with the actual condition and product health notification and underwriting requirements, specific issues are analyzed. You can also learn more about how to configure insurance for hepatitis patients through this article: Super Raiders: Can all kinds of diseases be insured? How to insure?

If hepatitis patients want to improve the probability of successful insurance, they must give priority to health notification and products with loose underwriting. However, in the health notification link, it is necessary to tell the truth, so as to effectively avoid the possibility of difficulties in subsequent claims. In addition, we can also try to choose products that support smart underwriting, because smart underwriting is not only quick and convenient, but also won't leave a record, which will affect our subsequent insurance of other products.

If you want to know more about intelligent underwriting, you can read this article: What's the difference between intelligent underwriting and manual underwriting? The article takes you to know the correct insurance posture!

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