What are the prerequisites for purchasing health insurance?

The premise of purchasing health insurance is whether the underwriting conditions of health insurance can be met. For example, the age range of insurance, insurance professional requirements, health notification and so on.

Before entering the specific analysis, you can move here to learn about the relevant knowledge points of health insurance: Is it necessary to buy health insurance? These routines must be paid attention to!

1, insurance age range

Insurance has a prescribed age range, and health insurance is no exception. If the insured's age is not within the age range of health insurance, it is impossible to buy health insurance.

For example, the age range of health insurance is 28 days after birth -55 years old. If the insured is 60 years old at the time of insurance, then health insurance can't be bought.

2. Occupational requirements of insurance

Many health insurances may restrict the occupation. If the insured's occupation is not within the requirements of health insurance, it is impossible to apply for health insurance.

For example, the occupational scope of a health insurance is 1-4. If the insured is engaged in 5-6 occupations, then health insurance cannot be insured.

Many people don't know what impact occupational restrictions have on insurance, so this article can give you the answer: What impact does occupational restrictions have on insurance? Please collect these 6 types of occupational insurance guides as soon as possible!

3. Health notice

Generally speaking, when buying insurance, especially health insurance, the insurance company will ask for a health notice, and in the health notice, it will ask about the relevant medical history.

If it is consistent with the previous diseases inquired in the health notice, it may be refused by the insurance company.

It should be noted that you should not conceal health information in order to improve the success rate of health insurance, so that even if you are lucky enough to insure successfully, there may be claims disputes in the later stage.

What tips do you need to master in handling health insurance? Look here and you will know: what are the tips for health notification when you are insured?

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