1. After entering the official account of WeChat, click "My Policy", select the policy to be surrendered, enter the policy details, and drop down to see the "Surrender" button. Click on it and cancel the protection of insurance products according to the instructions;
2. You can find "My Policy" in the "My Policy" of the third-party platform of Didi Insurance, then enter the policy details, find the "Surrender" button, and follow the prompts to surrender;
3. You can call the official customer service hotline of Shuidibao and apply for surrender, so that the staff of Shuidibao can help them cancel the insurance products and surrender.
First, are water droplets reliable? What should I pay attention to?
Shuidibao is an online insurance mall. The products sold on Shuidibao platform are all provided by insurance companies. Don't worry about authenticity. The insurance you bought on it, whether electronic or paper, is protected by law.
What should I pay attention to?
What we should pay attention to is that if you see an advertisement similar to "three yuan a month can buy millions of medical insurance" on Tik Tok or other platforms, you must read the terms carefully when purchasing products. According to the stories I have heard, many of them were refused compensation by insurance companies because they did not meet the health notice when they were insured.
Second, is the water drop insurance worth buying?
There are many kinds of insurance products for water drop insurance. The age of serious illness insurance for water drop insurance is 28 days to 60 years old, and the protection period can be 70 years old or life. The longest payment period is 20 years and the waiting period is 90 days. The main coverage includes: ① 1 10 single payment for various serious diseases 100% of the basic insurance amount, and additional payment for 60% of the basic insurance amount for diagnosis 10 years before the policy; ② 50% of the basic insured amount is paid for 25 kinds of TCM diseases in a single payment; ③5 1 30% of the basic insured amount for minor illness; (4) The death insurance premium is higher than the paid premium and the cash value of the policy; ⑤ If the insured is diagnosed with mild or moderate diseases, the subsequent premium may be exempted.
It can be seen that this product has good protection for serious diseases, but its performance is poor because it only pays for moderate and mild diseases once, and there is no special disease protection for specific age groups, so its performance is relatively general. This product is a general critical illness insurance product, and it has no other advantages except good critical illness insurance protection. It is not recommended to buy it.
3. What products are worth buying?
Since their products have many controversial points, they should have a look. After seeing more product comparisons, they decide whether to buy.
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