Pacific life insurance premium health insurance

Hello! Individuals can buy it, depending on whether the insurance company has this kind of insurance. Because of the characteristics of tax-excellent health insurance: low profit, some insurance companies are not enthusiastic about promoting tax-excellent health insurance because they are afraid of affecting the sales of other commercial health insurance products of the company.

Tax-excellent health insurance also has some regulations, such as not refusing insurance, being able to take out insurance in spite of illness, and the proportion of compensation should not be less than 80%. Insurance companies have high risks, so you will be very cautious when promoting this business. On the other hand, due to the operating principle of capital preservation and low profit, tax-excellent health insurance has higher requirements for insurance companies' information systems, talent reserves and fund management.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.