To buy insurance scientifically, you must have adults before you have children; Insurance (accident, medical care, serious illness, etc.) should be provided before investment (pension, education, financial management, etc.). Especially at your age, accident insurance must be considered. There are many factors that need to be considered when purchasing insurance reasonably: age, gender, annual income, annual expenditure, annual balance, current security, loan, investment (stocks, funds, bonds, real estate, etc.). So don't let these uncertain factors affect our future quality of life. Be sure to think carefully, because insurance claims are directly linked to age. The older you get, the higher the cost and the shorter the guarantee time. In addition, scientifically planning insurance means controlling the annual insurance coverage at 65,438+05-20% of the annual household income, and the life insurance coverage should be 5-65,438+00 times of your annual income, so as to avoid potential risks reasonably.
Child protection: Accidents, medical care and serious illnesses can solve your worries by several hundred yuan a year, mainly considering you. Because you have to pay for the protection of your children, you must first ensure your health and stable income.