Hello! Hello! Parents want to plan everything for their children and let them have a bright future. If they are thinking about their children and their future, they should consider a long-term financial plan. Children's health insurance should be insured as soon as possible. Is it better to buy a card or long-term child health insurance? Mainly depends on the specific situation of children, according to everyone's needs to decide. If the insurance coverage of the card type is not enough, it is suggested that it can be purchased as an additional insurance for children's insurance.
Insurance principles to be followed in purchasing children's health insurance;
1. Choose the insurance order: adults first, children later. In a family, parents are the mainstay of the family economy. Only by ensuring parents' health and stable economic income can children be guaranteed.
2. Payment period: not too long. The payment period for parents to buy insurance products for their children can be concentrated before the children are underage. When he grows up, he can choose the insurance that suits him.
3. Guarantee period: it can be longer. Buy insurance for children, the insurance period should be at the age of graduating from college, and then support yourself.
4. The cumulative insured amount should not be too much, and the guarantee should not be excessive.
A reasonable and scientific insurance plan is a great wealth for children and families. Children's health insurance should be insured as soon as possible, and observing the insurance principle can provide the best platform for children to buy health insurance.