Let's take a look at the guarantee content first:
Senior sister found that healthy and worry-free C5 has the following shortcomings!
1, low cost performance.
Compared with the excellent critical illness insurance on the market, there are still differences in the protection of health and worry-free C5. There is no extra compensation for the previous 10 years, for specific serious diseases and for specific malignant tumors, and the coverage content is flawed. Generally speaking, the product competitiveness is not very strong.
2. The proportion of compensation for minor diseases is low.
The proportion of compensation for minor ailments in health care C5 is only 20%. At present, the proportion of minor illness compensation for seriously ill products on the market is basically 30%, and the proportion of excellent products is 45% or even higher. Healthy and worry-free C5 is a bit out of reach …
3. Long waiting period
The waiting period of healthy and worry-free C5 is 180 days, which is really weak compared with those products on the market with a waiting period of 90 days.
Senior sister thinks the above shortcomings are quite irrelevant. The most terrible thing about healthy and worry-free C5 is the hidden defect in the clause:
Xinhua Health Worry-Free C5 Don't buy it easily, these three defects are really invisible!
Health and worry-free C5 is not cost-effective. If you want to see more critical illness insurance for comparison, Senior Sister has also compiled a comparison table between healthy and worry-free C5 and domestic popular critical illness insurance, and scanned the QR code below to see: