Is it better to buy a domestic insurance company or a foreign insurance company for studying abroad? Which is more cost-effective?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! In studying abroad, accidents, diseases and other uncertain factors are inevitable. Therefore, the most important guarantee for studying abroad should include medical insurance, accident insurance and international rescue. According to the requirements of countries studying abroad, generally speaking, you need to buy insurance for studying in China. However, because the types of insurance abroad are relatively rich, and because the domestic insurance rates do not match the level of medical expenses abroad, I suggest you also buy some medical insurance and health insurance abroad to escort your study abroad.

How to buy the study insurance that suits you?

1, which must meet the overseas study insurance requirements of the country where you study. When applying for a visa, the embassy may, according to the requirements of the destination country, first purchase the overseas study insurance compulsory or recommended by the host country. Even if the destination country does not have compulsory insurance, international students should choose the most suitable insurance in the shortest time and take the initiative to buy it.

2. Pay attention to the insurance clauses when purchasing overseas study insurance, and purchase overseas study insurance products with rescue services.

Don't forget to pay attention to overseas study insurance claims. Students should take care of it. The insurance company will give them a medical insurance card. The insurance card contains information such as the name, gender, age, address, insurance number and expiration date of the international student, as well as the name and telephone number of the insurance company, including the telephone number used in an emergency.

Studying abroad, it is very important for you to choose a professional study abroad insurance if you want to buy cost-effective study abroad insurance. I suggest that you can choose several insurance companies to provide comprehensive study abroad insurance.