Item, is it true?

Xianghuibao is a supplementary medical insurance product specially made for Hunan. Some friends in Hunan want to apply for Xianghuibao, but I don't know if Xianghuibao is true or not. So Xiang Huibao is true? Let's learn about the product details of Xianghuibao first!

Is the item true?

I. Product background

Xianghuibao is an inclusive commercial supplementary medical insurance provided by China Taiping Insurance Group (Taiping Property Insurance Hunan Branch/Taiping Life Insurance Hunan Branch), Fude Life Insurance, Dida Property Insurance and Taikang Pension.

Second, the insurance conditions

As long as it is the insured of basic medical insurance in Hunan province, the age is between 28 days and 70 years old, regardless of occupation, and those who meet the relevant conditions can buy it.

Third, insured price.

48 yuan/person/year for premium under 50 years old; Premium for 50-70 years old 138 yuan/person/year.

Fourth, the scope of protection

1 Self-paid medical insurance for hospitalization (2 million yuan): During the insurance period, the medical expenses incurred by the insured in the designated medical institutions of basic medical insurance in Hunan Province (excluding previous diseases) belong to the medical expenses in medical insurance coverage stipulated by social medical insurance at the same level or in various cities in Hunan Province, and should be paid by the insured personally after being reimbursed by local medical insurance.

2. Self-funded drug guarantee for malignant tumor (654.38+0 million): During the insurance period, the insured first diagnosed malignant tumor and purchased 654.38+09 kinds of specific high-cost self-funded drugs for the treatment of this malignant tumor in the designated pharmacy.

V. Ways of participating in insurance

Pay attention to Xianghuibao WeChat online insurance on WeChat official account. After entering the official WeChat account, click the insurance entrance in the function bar below and follow the prompts to insure.

The above is an introduction to, I hope it will help you.