Shanghai high-end medical insurance positioning
Insurance experts said that the so-called high-end medical insurance has no clear definition, and it is more a general term. Generally speaking, it mainly provides fine and high-quality medical services for high-end people with high income, high security, high social class and high standards, which represents high-grade medical service quality (high technology and high service) and high-end service objectives. The high-end medical insurance market has just started in China, and the business model still needs to be explored and improved. Shanghai's high-end medical insurance market has attracted everyone's attention, which is mainly due to the joint efforts of policyholders, insurance companies, various medical institutions and third-party medical service institutions. It is undeniable that the product design of high-end medical insurance really meets the health needs of many people. Make up for the shortage of domestic medical insurance and social security, and form a complete insurance system in China.
Shanghai's high-end medical insurance has great potential for development
According to the forecast of the person in charge of Shanghai's high-end medical insurance market, about 30 million to 40 million people in China need high-end medical services every year, and the market capacity of related high-end medical insurance can reach at least 20 billion yuan, which will be gradually pushed from first-tier central cities such as Shanghai and Beijing to second-tier central cities such as Suzhou, Nanjing, Chengdu, Wuhan and Zhengzhou. China Merchants Cigna's high-end medical insurance covers a wide range of medical coverage, including hospitalization surgery, day treatment and hospitalization expenses, as well as psychotherapy and comprehensive cancer treatment; Including childbirth expenses, newborn care and treatment expenses, to meet the health needs of everyone and their families. Online payment saves you the intermediate link of claiming compensation, allowing you to save time and concentrate on seeing a doctor. The mode of direct settlement between insurance companies and hospitals has well implemented the service tenet of "people-oriented".