First, let's be clear: health is the most important thing.
In the past, many people's goal was to have a good car and a big house ... but this epidemic tells us that in the face of the epidemic, we are not fighting for dad, not money, but immunity!
A healthy body and mind is the capital of revolution. Only with a healthy mind and a peaceful immune system can we function normally. In particular, mental health is very important, which can help us to accept new things frankly, master scientific methods, face unknown situations rigorously and calmly, think independently and plan carefully, rather than panic blindly.
Second, there must be a deposit, and cash is king before the accident.
Especially those who used to rely too much on flowers and credit cards and had unstable jobs may be very anxious in the face of sudden epidemics. Although it is a cliche, I still suggest that you prepare at least 3-6 months (or even longer) of living expenses as a reserve fund, so as to ensure that you don't panic when you have food in your hand.
In fact, saving is not difficult. First of all, sort out your income and expenditure, that is, how much money you can earn every month, how much money you spend every month, and how much room to improve your balance.
If your income is too low, then at this time, you should consider how to increase your income: whether to improve your performance and increase your income, or to develop a sideline that suits you and expand your income sources. Everyone's situation is different and varies from person to person.
In short, we should have a deep understanding of our financial situation, strive to increase revenue and reduce expenditure, and let ourselves have enough money to resist risks. To put it bluntly, it is to find a way to save some money.
Third, family/personal safety planning should not be taken seriously.
A medical insurance or accident insurance, the degree of support is not high, but once the crisis occurs, it brings a solid guarantee, at least not to let yourself streaking in front of the disease. If you can afford it, you can also provide serious illness or life insurance for yourself and your family.
Of course, there are many kinds of commercial insurance, such as medical treatment, serious illness, accident and life insurance. You need to judge which types of insurance are necessary according to your own situation. When buying insurance, we should also compare and analyze the insurance clauses in depth.
After the epidemic, everyone should calm down, think and analyze their own lives, and start a planned life.