Simply put, health insurance is the insurance that protects our health and helps us solve the huge medical expenses when we are unfortunately sick.
Among them, health insurance is generally divided into medical insurance, sickness insurance, disability insurance and nursing insurance. This paper sorts out the relevant insurance strategies, and suggests reading them carefully → Insurance Strategies for Health Insurance, and these strategies must be collected.
1. There are many kinds of medical insurance, and the main thing here is millions of medical insurance. The main function of million medical insurance is to solve large medical expenses, which can be used as a supplement to social security.
Therefore, despite buying social security, commercial medical insurance is also very necessary.
2. Sickness insurance is usually called critical illness insurance. Critical illness insurance, as its name implies, is critical illness insurance, which provides protection for major diseases such as malignant tumor, acute myocardial infarction and sequelae of stroke, and is also the insurance we most often contact.
The use of insurance money paid by critical illness insurance is not limited, so critical illness insurance can not only reimburse the cost of disease treatment, but also be used for later rehabilitation, debt repayment, fixed expenses of normal family life and so on.
Therefore, if it is to transfer the risk of critical illness, critical illness insurance is also very necessary.