How do women over 40 buy critical illness insurance?

Take a 40-year-old woman as an example. There are many options for the same premium:

Scheme A: 500,000 lifelong serious diseases (multiple serious diseases+multiple mild diseases+multiple moderate diseases, with death responsibility)

Scheme B: 6,543.8+0,000 lifelong serious illness (single serious illness+multiple mild illness+multiple moderate illness, no death responsibility)

Scheme C: 500,000 lifelong serious illness (single serious illness+multiple mild illness+multiple moderate illness, no responsibility for death)+2 million term life insurance (guaranteed to 70 years old).

Scheme D: 654.38+00,000 term serious illness (single serious illness+multiple mild illness+multiple middle illness, death without responsibility, guaranteed to 70 years old)+2 million term life insurance (guaranteed to 70 years old).

Many similar schemes can be combined on the premise that the insured is healthy and normal. Buying critical illness insurance is not as simple as you think. Just recommend a product with good cost performance. In fact, what you need is not the insurance company's critical illness insurance products, but a major risk transfer plan. If necessary, you can click on the original text to see how married women are insured: it is cost-effective to buy insurance like this!

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