Hello! Taikang life insurance has two kinds of health life insurance: Taikang life major illness periodic protection plan and Taikang life major illness lifelong protection plan. The former integrates serious illness, old-age care and death protection. For customers, the survival is guaranteed and the principal is repaid at maturity, which has the characteristics of less investment, full guarantee and repayment at maturity; The latter is an upgrade on the basis of the former, adding functions such as dividend return, one-time option and lifetime guarantee. Among them, the dividend-paying product design allows customers to share the operating results of insurance companies in the form of dividends while enjoying fixed guaranteed income, so as to resist inflation in a long time span and realize asset preservation; One-off option is to let customers get survival money at the age of 65 to meet their short-term needs, which fully reflects the humanization of this insurance; Lifelong guarantee embodies the characteristics of return guarantee of insurance products.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.