What is disability insurance and what is nursing insurance?

Disability insurance refers to disability income loss insurance, which can be understood as that when we are disabled and have no source of income, the insurance company will give us a "salary", and we will have a certain income at home or in the hospital. Disability is generally divided into functional injury and accidental injury; Nursing insurance refers to the insurance that pays insurance money on the condition that the daily living ability disorder agreed in the insurance contract leads to nursing needs, and provides protection for the nursing expenses of the insured. They focus on different angles, such as disability insurance, compensation for disability losses, nursing insurance and compensation for nursing expenses.

This may be abstract. We see the following specific nursing insurance product, and the detailed evaluation link is here. If you want to know more, you can look at it: heavy attack! China Merchants Renhe Huanneng Lion Long-term Care Insurance Protection is Open!

Is it better to buy disability insurance or nursing insurance? Choose according to your own needs. For example, disability insurance generally includes disability insurance and disability care. Nursing insurance generally includes nursing insurance premium and death insurance premium. In addition, some nursing insurance will have certain financial management functions, and the product forms will be more diverse, so you can choose according to your own preferences. If you want to choose the most suitable product among many products, you need to master some tips for reading insurance clauses: before buying insurance, you must first understand these key knowledge points!

Finally, senior sister knows that buying insurance products will encounter many problems, such as the definition of different types of insurance, the different coverage of different types of insurance, various professional terms and so on. Senior sister has compiled a super-comprehensive popular science article on insurance terms and shared it here. Remember to collect: super full! Everything you want to know about insurance is here.

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