Hang Seng Bank of Hong Kong 1,
When opening an overseas bank account, most people will think of Hong Kong, because compared with other countries or regions, the cycle of opening an account in Hong Kong is faster.
Due to the frequent changes in the bank account opening policy in Hong Kong, the threshold for opening an account for each bank is different. Hang Seng Bank has a lower threshold for opening an account than similar banks. You only need to purchase 654.38+RMB wealth management products in domestic accounts or deposit the equivalent of 50,000 US dollars (about 340,000 RMB) in foreign currency to open a Hong Kong account.
After the opening of the Hong Kong account, funds can be freely allocated, and multi-currency international accounts can be opened, which is convenient for free exchange between currencies and easy to use. Counter, cash withdrawal, credit card, online banking and wire transfer are all acceptable.
2. Citibank Singapore
Singapore has a sound financial system and laws, and personal bank accounts are safer. It is a good choice to reserve foreign currency, hedge exchange rate risks, invest in wealth management and preserve assets.
Just deposit S $280,000 or equivalent currency to open a VIP account with Citibank Singapore; Deposit US$ 6,543,800+or equivalent currency to open a private bank. Overseas accounts can freely allocate funds.
3. Chicago International Bank, USA
Opening an overseas account in the United States is the first choice for dollar asset allocators. Opening an American bank account can effectively allocate US dollar assets and reduce the risk of inflation.
The requirements for opening an account in Chicago International Bank are low, with a minimum deposit of $2,500, and no management fee will be charged after reaching $30,000. In addition, through Chicago International Bank, you can also apply for a housing loan in the United States. If you need to invest in American real estate, Chicago International Bank will be a good choice.
Extended data:
It seems simple and feasible to open an overseas account, but for the sake of supervision and compliance, the bank will conduct an in-depth background check on the applicant and ask the applicant to provide comprehensive personal and financial information to prove that he can apply for or operate an overseas account on his own, which will easily lead to the rejection and freezing of the account.
In addition, in order to strengthen foreign exchange management, promote the balance of international payments and promote the healthy development of the national economy, the state promulgated the Foreign Exchange Management Law on 20 12. According to the relevant provisions of this law, entrepreneurs, bank directors, consultants, etc. If you open an account in an overseas bank and have investment, you need to inform the central bank of the relevant news of the overseas bank account.
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