Minsheng Insurance has three major shareholders, namely: China Wanxiang Holdings Co., Ltd.; Tonglian Capital Management Co., Ltd.; Haixin iron and steel group co., ltd
Minsheng Insurance, full name of Minsheng Life Insurance Co., Ltd., was established in June 2003. The company has two headquarters in Beijing and Shanghai, covering life insurance, health insurance and accident insurance.
1. What is the strength of Minsheng Life?
By the end of February 20 18, 18, Minsheng Insurance Company had 25 branches and nearly 800 service outlets in China. In the first half of 20 19, the income of people's livelihood insurance business reached 6.833 billion yuan, ranking 36th.
Although these data are far from the first-line insurance companies such as China Life Insurance, Ping An Insurance and Pacific Insurance, the development of people's livelihood insurance has been very stable and reliable in recent years.
Second, the solvency of people's livelihood insurance
Solvency represents the insurance company's ability to claim compensation, which is the basic index to measure the financial situation of insurance companies. The higher the solvency, the more stable the financial situation of the insurance company, and the less likely it is to go bankrupt.
It can be seen that the comprehensive solvency of Minsheng Insurance is 26.8%, and its comprehensive risk rating is Grade A, far exceeding the passing line set by China Banking and Insurance Regulatory Commission, and it has performed well. So, besides Minsheng Life Insurance, which insurance companies meet the solvency standards? May I read this article about China Life? Do you have any insurance recommendations?
3. What about Minsheng Life's products?
Minsheng Insurance mainly deals in life insurance, critical illness insurance, medical insurance, accident insurance and other personal insurance businesses. Among them, the more popular products are shown in the following figure:
What about its products? Is it worth buying?
First, make a simple evaluation of the two major critical illness insurance, and look at the picture directly:
Ruyi Xinkang: Both mild and severe cases can be paid multiple times, of which severe cases can be paid twice and mild cases can be paid three times. However, not only serious diseases are divided into three groups, but also mild diseases are divided into three groups, which is quite different from the products of the same level, and there are some high-incidence and mild diseases, which are not comprehensive enough and have low cost performance.
Ruyi Junkang: It is composed of Ruyi Junkang whole life insurance and critical illness insurance. It can pay 1 time for serious diseases, including minor diseases and special diseases for children. Lack of protection for moderate diseases, incomplete protection for mild diseases and high price.
These two major critical illness insurance are not so good. There are other products with higher cost performance and more comprehensive protection on the market. You can have a look at the hot critical illness insurance inventory of the top ten insurance companies I have compiled.