Can I apply for medical insurance if I see a psychiatrist?

Hospital psychological counseling can be covered by medical insurance, but it is usually difficult to make an appointment for hospital psychological counseling, because there are fewer doctors who know psychological counseling and more patients who make appointments, and they are generally in line. You can have medical insurance, which is stipulated by the state. As long as you go to a regular hospital for psychological consultation, you can use a medical insurance card. Outpatient service and hospitalization, you can use a medical insurance card for any disease, including psychological consultation, which is different from hospitalization. For psychological consultation in hospitals, some provinces can reimburse some psychological treatment expenses, but the consultation expenses often rarely enter the medical insurance system, and most of the hospital consultation expenses are self-funded.

The Health and Health Commission announced that the prevalence rate of depression in China has reached 2. 1%, the prevalence rate of anxiety is 4.98%, and there are many patients with psychological problems. The recognition rate of these mental diseases is less than 10%, and the rate of seeing a doctor is even lower, less than 3%. It can be seen that mental illness has become a common and frequently-occurring disease, and mental health services have become "just needed".

Health is half mental health, and disease is half mental illness. Physical and mental health is indispensable, and heart disease still needs to be treated, and it is best to treat it before it is treated.

The inclusion of psychotherapy in insurance shows that there are many people with psychological problems in society and there is a great demand for psychological counselors. However, due to the cost of counseling and people's misunderstanding of psychological counseling, few people choose to consult in hospitals, thus increasing the demand for social psychological counselors.

Psychotherapy, which is included in the scope of medical insurance reimbursement, refers to "psychiatrists who receive standardized psychotherapy training or health technicians who have obtained professional and technical qualifications in psychotherapy, and implement standardized psychotherapy techniques and individualized treatment programs for patients with mental disorders who meet the conditions of psychotherapy in appropriate independent treatment space to eliminate or alleviate patients' psychological barriers. Each treatment shall not be less than 60 minutes. " The provincial medical insurance bureau has formulated a unified medical insurance payment standard related to psychotherapy projects in the province. The medical insurance payment standards for psychotherapy projects in designated medical institutions in the province that implement the third, second and first class charging policies are 200 yuan/time, 180 yuan/time and 160 yuan/time respectively. Insured patients receive psychotherapy in designated medical institutions, and the actual cost is lower than the medical insurance payment standard, which is paid by the medical insurance fund according to the regulations, of which the proportion of personal advance is 20%; The part where the actual cost exceeds the medical insurance payment standard shall be borne by the patient.

To sum up, seeing a psychologist can use medical insurance, but psychotherapy and psychological consultation have not been included in the scope of medical insurance payment. You can log in to official website, the local bureau of human resources and social security, and inquire about specific policies. At present, it can only be reimbursed in economically developed areas.

Legal basis:

Interim Measures for the Fixed-point Management of Medical Security in Medical Institutions

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The administrative department of medical security is responsible for formulating the fixed-point management policy of medical institutions, and supervising the medical security agencies (hereinafter referred to as "agencies") and designated medical institutions in the aspects of fixed-point application, professional evaluation, negotiation, agreement conclusion, agreement performance and agreement termination. Agencies are responsible for determining designated medical institutions, signing medical security service agreements with designated medical institutions (hereinafter referred to as "medical insurance agreements"), providing handling services, and managing and assessing the medical insurance agreements. Designated medical institutions shall abide by the laws, regulations, rules and relevant policies of medical security and provide medical services for the insured in accordance with the provisions.