According to the insurance law, insurance companies cannot go bankrupt. If an insurance company is not well managed, all insurance contracts will be reviewed by the regulatory authorities and taken over by other insurance companies. So don't worry about the insurance company's collapse policy.
So you don't have to compare which company is better, what's more important is to compare which product is more suitable for your own needs. For example, Taikang's health insurance with contract savings for serious illness is very good, which has wider coverage and higher cost performance than China Life's cancer insurance. The winner of Taikang Life Insurance invested in value-added insurance, and the income was higher than that of China Life Insurance's Xinfu Company. The winner of life is guaranteed 3%, Xinfu Company is guaranteed 2.5%, and so on.
By comprehensive comparison, it is most important to choose the product that suits you best.