Didi Chuxing was established in July, 2065438+2006. It is a crowdfunding platform, mainly to help some patients who are seriously ill but have no conditions for treatment, and raise the cost of surgery and treatment for them through online crowdfunding. So how is Didi Travel profitable? In fact, this platform is more profitable than you think.
Drops of water raise 300 million a month.
Different from other network platforms, Didi Chuxing is a public welfare platform. It has long been said that his project is free of charge and commission, and all the money donated by everyone is given to the patient to help him treat. Then, since there is no handling fee and no withdrawal, how can the water drop fund make a profit? It's actually quite simple.
Although Didi Fund will not be drawn from the funds raised by patients, it will use these funds for investment. According to the rules of the platform, the fund-raising period of these fund-raising is basically around 30 days. It has not been reflected yet, and these funds are all on the Didi platform. During this period, Didi Chuxing can use this money to invest in wealth management, and then the profitable part belongs to them, which is the main way for them to make profits.
The data shows that there is 300 million water a month. Even if the water drops raise their own investment, the bank will recruit.
To give a simple example, even if Didi Chuxing doesn't invest in some high-yield products, according to the bank's interest rate, the monthly interest of 65.438+0.26 billion deposits is 65.438+0.26 million. This is still the simplest deposit. If you choose a large deposit certificate and invest in wealth management, it will be even higher.
Advertise insurance
Secondly, after the reputation of Shuidi spread, it spread widely in the circle of WeChat friends, and almost everyone knows this platform. The number of hundreds of millions of users is traffic for e-commerce. As long as there is enough traffic, there will be various ways to make money. At present, Didi Finance makes money by playing various insurance advertisements.
It is patients who raise money through water droplets, and these sick people will be more easily attracted by insurance advertisements. Secondly, people nowadays are gradually putting aside their prejudice against insurance and are more and more willing to invest in their own health. Droplet financing takes advantage of this, turning traffic into revenue, and as long as users place orders, they can draw commissions from it.
The founder of Didi Chuxing is a student of Lakeside University, which was founded by famous entrepreneurs such as Ma Yun. To be a student in this university, you need to have certain ability. They studied business administration, but the prerequisite for admission is to start a business for three years, and Shen Peng is obviously the best among these students.
To sum up, although Didi Chuxing is helping patients raise money, it has not been drawn from it. Their profit-making methods are all formal, and everyone can completely dispel their doubts. According to the funds raised by Didi Chuxing every year, their annual revenue can reach at least 30 million yuan, so there is no need to worry about them not making money, so we should focus on Didi Chuxing as a platform to help some people in need.
The reputation of water drops is getting worse and worse.
However, there have also been some negative news in the past two years. Many people say that many patients are using everyone's kindness to "cheat" everyone into donating money. Some patients are really very ill, but not to the point of ruin. I still live in a good house and drive a good car, but I "sell badly" on the Internet. I don't work hard, but I ask everyone to raise money to treat them. After a long time, even the nurses and doctors in the hospital don't like patients raised with water droplets. After everyone was cheated, they became indifferent when they saw the donations from friends. These "swindlers" take advantage of everyone's goodwill, but leave patients in real need with no way to go. In this regard, how do you think to solve this problem?