Tongfang is a joint venture company, and its service is more humanized. The guarantee of ace products can be traced back to 3 months. In terms of underwriting, joint ventures are a little stricter than domestic ones, depending on your physical condition. Tianan has the largest number of health-related diseases and a low prevalence rate. Take a look offline.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.