I. Pension Insurance
Pension insurance is one of the most common items in pension products, aiming to provide financial protection for the elderly. It includes various forms such as basic pension insurance and commercial pension insurance. Basic pension insurance is set up by the state to provide workers with basic livelihood protection after retirement, while commercial pension insurance is provided by insurance companies, which choose different insurance plans and coverage amounts according to individual needs.
Two, retirement community
Retirement community is a kind of comprehensive retirement program that integrates the functions of residence, leisure, medical treatment and nursing care. The community is equipped with all kinds of living facilities and services to provide a comfortable and safe living environment for the elderly. In addition, the senior living community also focuses on community cultural construction and organizes various activities to promote communication and interaction among the elderly.
Third, elderly services
Elderly services cover a wide range of aspects such as housekeeping services, rehabilitation care, psychological counseling, etc., aiming to provide all-round care for the elderly. These services can be provided by professional elderly service organizations, or can be done by community volunteers or family members. Elderly services can help the elderly solve practical problems in their lives and improve their quality of life.
Fourth, the elderly medical
Elderly medical care is an important part of the elderly products, including medical insurance, medical institutions, health management and other aspects. Medical insurance can provide medical expense protection for the elderly; medical institutions provide professional medical services and rehabilitation treatment; and health management pays attention to the physical condition of the elderly and provides preventive health care and health management suggestions.
V. Technology for the Elderly
With the development of science and technology, technology for the elderly has become an emerging field for elderly products. Intelligent senior living equipment, telemedicine, health monitoring and other technologies provide more convenient and efficient services for the elderly. The application of senior care technology can not only improve the quality of life of the elderly, but also reduce the burden of care for family members.
In summary:
The senior care product program covers a wide range of aspects such as insurance, community, service, medical care, and technology, aiming to meet the diversified needs of the elderly population. Choosing the right senior care product for you can help the elderly enjoy their later years better and improve their quality of life.
Legal basis:
The Law of the People's Republic of China on the Protection of the Rights and Interests of the Elderly in the People's Republic of China
Article 3 stipulates:
The State guarantees the rights and interests of the elderly in accordance with the law. Older persons have the right to material assistance from the State and society, the right to social services and preferential treatment by society, and the right to participate in social development and *** enjoy the fruits of that development. It is prohibited to discriminate against, insult, abuse or abandon older persons.
The Social Insurance Law of the People's Republic of China*** and the State of China
Article 16 stipulates:
Individuals who have participated in basic old-age pension insurance shall receive a basic pension on a monthly basis, provided that they have accumulated fifteen years of contributions by the time they reach the legal retirement age. If an individual who has participated in basic old-age insurance dies as a result of illness or not as a result of work, his or her surviving family members may receive funeral grants and pensions; and if he or she becomes totally disabled as a result of illness or not as a result of work when he or she has not yet reached the statutory retirement age, he or she may receive a disability allowance. The required funds are paid from the basic pension insurance fund.