It is believed that many people know or have purchased million medical insurance, but not many people know high-end medical or buy high-end medical, like the British BUPA, Allianz, China Merchants Sino, Taikang and other insurance companies actually have high-end medical business. In addition to the fact that the company is not a member of the public, the company is also a member of the public's Association for the Protection of the Rights of All Migrant Workers and Members of Their Families (APRAM). If the budget is abundant want to experience better medical services and protection, then high-end medical insurance is certainly a good choice, then what are the advantages of high-end medical insurance, you can read on:
High-end medical as a kind of commercial medical insurance to break the limitations of the medical insurance, mainly for the high-income groups of actors and actresses, elites, and other high-income groups to provide high-quality medical insurance and services, then what are its advantages, the next roughly analyze.
1, high coverage
High-end health care as a kind of payment year to protect a year of consumer products, premiums ranging from a few thousand to more than 100,000 per year, the amount of coverage is usually a few million, there are tens of millions of so much.
2, hospitals can be free to choose
Ordinary medical insurance can be reimbursed hospitals are generally designated hospitals, while high-end medical not only free to choose the public, private or foreign-funded hospitals, but also to choose the major foreign hospitals, hospitals for special needs and foreign medical institutions.
3, medical services are very rich
High-end medical care includes traditional Chinese medicine, physiotherapy, which is not covered by ordinary medical insurance, overseas medical treatment, hospitalization, outpatient care, organ transplants, medical checkups, and other high-cost comprehensive medical expense coverage, as well as personalized medical projects such as dentistry, ophthalmology, and maternity care, etc. can be enjoyed.
If the insured person goes to a partner hospital of the insurance company, there is also a direct payment service available, whereby the insurance company will directly settle the hospital bill by swiping the card and signing.
4. Breaking through the reimbursement limitations of social insurance
The insured does not need to take into account the reimbursement limitations of social insurance when he/she goes to the hospital, and he/she can be reimbursed for the costs of imported medicines, imported medical equipments, and medicines that are not in the list of social insurance.
Summary
While high-end medical services and protection are better, the annual premiums are too expensive for ordinary people to afford. In fact, the average person's medical insurance needs can be met through a few hundred dollars a year million medical insurance, want to know which million medical insurance cost-effective, you may want to compare yourself: what are the good medical insurance recommendations?2020 hot top 20 quality medical insurance inventory