This problem is really relatively new ~ because Harbin Bank has just been approved, haha, the details are as follows:
First of all, the financial leasing company should know about it, right? There are two types of financial leasing companies. One type is under the supervision of the China Banking Regulatory Commission, and the shareholders are mainly from banking backgrounds; the other type is under the supervision of the Ministry of Commerce, and there are no special restrictions on shareholders, including private, foreign, and state-owned companies.
Harbin Financial Leasing Co., Ltd. is a financial leasing company that Harbin Bank submitted materials in 2012 and was established with approval in early 2013. Its main business scope is agricultural machinery, agricultural tools, and emerging industries, assisting small businesses in Harbin. The business composition of the loan.
The original text of CBRC is as follows:
"Reply of China Banking Regulatory Commission on Harbin Bank's preparation to establish a financial leasing company
Harbin Bank:
You can do it" Request for Instructions on the Establishment of Harbin Financial Leasing Co., Ltd. (Hayin Cheng [2013] No. 212) has been received. After study, the reply is now approved as follows:
1. According to the "Administrative Measures for Financial Leasing Companies" ( The relevant provisions of the China Banking Regulatory Commission Order No. 1 of 2007) and the "Implementation Measures for Administrative Licensing Matters for Non-bank Financial Institutions" (CBRC Order No. 13 of 2007) approve your bank's preparation for the establishment of a financial leasing company.
2. You. The bank must complete the preparatory work within 6 months from the date of approval. During the preparatory period, the capital, personnel, business premises and other matters of the proposed financial leasing company should be implemented, and the company's articles of association, proposed business rules and regulations, and internal risk control system should be completed.
3. Accept the supervision and guidance of the Heilongjiang Banking Regulatory Bureau during the preparation period. If the preparation period fails to be completed on time, your bank should submit an extension application to the CBRC one month before the expiration of the preparation period.
p>4. After the preparatory work is completed, an application for business opening should be submitted to the Heilongjiang Banking Regulatory Bureau in accordance with the relevant provisions of the "Administrative Measures for Financial Leasing Companies" and the "Implementation Measures for Administrative Licensing Matters for Non-bank Financial Institutions", and the Heilongjiang Banking Regulatory Bureau will accept it. , review and decide.”