(1) Social security can be transferred and merged with people's work place, without affecting the cumulative payment period of the insured.
② If the insured person is unemployed, he can apply for suspension of payment and continue to pay social security after finding a new employment unit.
(3) After the medical insurance payment is suspended, the balance in the account is sealed, and after the insured continues to pay, the balance in the account can be used normally. In some areas, it is stipulated that the medical insurance account should be stopped for more than three months, and the balance in the account should be cleared.
(4) When the insured person suspends payment, the balance of the endowment insurance account will not change, but the insured person is suspended. However, medical insurance is territorial management, and medical insurance needs to be paid continuously. Suspension of payment, can not enjoy medical insurance benefits.
Is it true that it is more expensive to see a doctor with a medical insurance card than without one?
1. Buying medicine is obviously more expensive than people who don't use medical insurance cards.
Many times, we use the medical insurance card to get medicine in the hospital and find it more expensive than useless ones. Actually, there are some unwritten rules in the hospital. It costs nothing to buy medicine with a medical insurance card. Drugs prescribed by doctors are generally expensive, and people without medical insurance pay for them themselves. Doctors generally recommend some drugs with high cost performance, and using medical insurance cards seems to cost more than useless medical insurance.
2. Inpatient clinic: The advantages of medical insurance reimbursement are obvious.
The proportion of reimbursement for inpatient and outpatient special diseases is as follows:
Judging from the reimbursement level of hospitalization and outpatient service alone, whether there is a medical insurance card or not, the medical expenses of hospitalization and outpatient service are very high, which increases the medical burden of the sick people. However, no matter what the proportion of medical insurance reimbursement is, after all, it makes many people afford to see the disease and live in the hospital, greatly reducing the economic burden of the patients themselves and their families.
Is the implementation of medical insurance, hospitals can use more advanced medical equipment to diagnose diseases, and we can also use better medical conditions, including inspection equipment and experts; Choose better and more expensive drugs to treat diseases, and these are accompanied by the increase of medical expenses. Of course, there are also some bad phenomena, such as the quality of doctors and the excessive pursuit of profits in hospitals, which leads to increased expenses.
In a word, medical insurance makes us dare to use better and more expensive drugs for treatment, and also makes us affordable to stay in a hospital, which reduces our economic and medical burden to some extent.
Back to the user's question, the user stopped paying the medical insurance card. Is it not working now?
What Xiao Xin wants to make clear here is that it is best not to stop paying the medical insurance card.
The payment of medical insurance is accompanied by the payment of social security. When medical insurance stops, it means that social security is not paid. Let's not talk about the disadvantages of social security payment, just talk about medical insurance.
Many people don't really know the benefits of medical insurance, so they don't pay as long as they don't promise. In fact, medical insurance is our welfare. There is no limit to medical insurance, and you can apply for medical insurance regardless of illness; At the same time, there is no age limit. As long as men have reached 25 years and women have reached 20 years, they can enjoy lifelong medical insurance benefits.
Although medical insurance has the limitation of deductible standard, capping line and self-expense, the reimbursement amount = (total amount-self-expense-self-payment-deductible line) × reimbursement ratio.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.